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Category: Workers' Compensation

Redding Workers’ Compensation Law Blog

3 Mistakes That Can Damage Your Workers’ Compensation Claim
Person is using computer, Workers’ Compensation Claim form on screen. - Leep Tescher Helfman and Zanze
A workplace injury can turn your life upside down, end your career or even result in death. If you or someone you love has been hurt at work, you may be entitled to benefits through your employer’s workers’ compensation program. However, workers’ compensation benefits are never a given. Failure to comply with the workers’ compensation terms and requirements can result in the dismissal of your claim. Here are three common mistakes that can hurt your workers’ compensation claim. Failing To Report Your Injury And File Your Claim In Time According to California statute, a worker has 30 days effective from the date of the injury to notify the worker of the incident. Typically, the employer will advise you to file...
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Can Workers Recover After Job-Related Spinal Cord Injuries?
A person in discomfort holds their lower back, red glow highlighting spinal pain. - Leep Tescher Helfman and Zanze
Spinal cord injuries are rare, but workers do suffer them on the job occasionally. Someone who drives as part of their job or who operates heavy machinery may have more risk of a spinal cord injury. Those who work at an elevation, such as window washers or tree removal professionals, could also hurt their spines if they fall on the job. Spinal cord injuries account for some of the most expensive workers’ compensation claims. Workers will likely require trauma care and physical therapy, if not surgery and prosthetic devices to help them recover after a spinal cord injury. They may also need months off of work or may never be able to work the same kind of profession again. Is...
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Repetitive Movements May Leave You Unable To Do Your Job
A stressed person in a suit holds his head, pondering. He sat with a briefcase on his lap. - Leep Tescher Helfman and Zanze
Whether you work in an office, a restaurant or a factory, you have to perform certain physical functions to do your job every day. The longer you keep working in the same industry, the more likely it is that your job responsibilities will eventually damage your body. Constantly needing to twist, bend, grip or lift will cause small amounts of trauma. Spread out over many years, your minor discomfort from work could turn into serious pain and functional limitations. Can you count on workers’ compensation if doing the same job has become painful? Pain From Repetitive Use May Qualify You For Benefits If you have shooting pains in your forearms when you type or spasms in your back when you...
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What Is The True Cost Of A Workplace Amputation Injury?
A workplace accident resulting in a severe amputation injury to a worker's leg - Leep Tescher Helfman and Zanze
Putting an exact price on a specific injury depends on so many factors. What is crucial is not to sell yourself short. Let’s say you lose something small, like a finger. You may have seen people with missing fingers going about life as if nothing had happened. Does that mean you will be able to? Not necessarily. Here are two questions to ask yourself: How Does Losing A Body Part Make You Feel? If you wore a ring for a long time then removed it, you may occasionally feel that the ring is still there. If you lose a body part, you may also feel it is still there at times. Known as phantom pain, it is one of several ways...
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If You Are At Fault, Can You Still Seek Workers’ Comp?
A worker in a yellow safety vest holds a blue hard hat at a construction site under a clear sky. - Leep Tescher Helfman and Zanze
Workplace injuries happen for many reasons, a lot of which may be out of your control as an employee. For instance, maybe your employer hasn’t given you the proper safety protection equipment or maybe the other employees you work with don’t work in a safe manner, putting you at risk. However, it is true that a lot of injuries suffered on the job are the fault of the person who is injured. Someone could do a poor job setting up a ladder up at the wrong angle, and then they could be injured when that ladder tips and they fall 20 feet to the ground. There’s no doubt that they caused the injury, so does that mean that they can’t...
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Permanent Disability Benefits In A California Workers’ Compensation Claim
A man in a wheelchair using a laptop at a table representing Disability - Leep Tescher Helfman and Zanze
Workplace accidents happen all the time. And while most workers recover fully from their workplace-related injuries, some do not and continue to experience medical challenges that render them unable to work. In the unfortunate event that your injuries aren’t ever going to heal, you may be eligible for permanent disability (PD) benefits under California workers’ compensation laws. Injuries And Illnesses That Fall Under Permanent Disability Permanent disabilities come from all kinds of injuries, in all kinds of occupations Here are some of the workplace-related injuries that are likely to result in a permanent disability: Traumatic brain injuries (TBI) Severe burns and scars Loss of a limb or fingers Spinal cord injuries Types Of Permanent Disabilities Before understanding how much your...
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How Can A QME Panel Help Resolve Your Workers’ Comp Claim?
Group of QME professionals - Leep Tescher Helfman and Zanze
Workers and their employers often disagree about workers’ compensation claims. Although a company won’t pay out of pocket for an employee’s benefits, a major claim can increase the premium that they have to pay for workers’ compensation coverage in the future. Workers know that they need benefits, and employers have an interest in minimizing what workers receive. You know that you got hurt at work or developed your medical condition because of your job responsibilities. Maybe you have a repetitive stress injury from typing or using the same machinery every day rather than an injury from a specific incident. Your employer wants to insist that you got hurt outside of work and therefore workers’ compensation should not apply to your...
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What Are The Leading Causes Of Workplace Slips And Falls?
Woman falling down stairs representing workplace slip and fall incident - Leep Tescher Helfman and Zanze
Workers across California are exposed to numerous risks each day. Often, these risks vary depending on the specific type of working environment. A unique aspect of slip-and-fall accidents is that they can essentially happen to anyone at any time. Nevertheless, there are factors that can increase the possibility of this type of incident. Understanding the common causes could assist with prevention. Outlined below are three of the leading causes of workplace slip-and-fall accidents. Wet And Slippery Floors There are numerous reasons why the workplace floor may become wet or slippery. For example, individuals may bring water in when conditions outside are rainy. Additionally, a failure to clean up spillages or to do so in an inappropriate manner can result in slippery...
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Does Workers’ Compensation Cover Continuous Trauma Injuries?
Woman looking overwhelmed at desk - Leep Tescher Helfman and Zanze
Injuries sustained in a workplace can be specific, such as slip-and-fall injuries or cumulative injuries that take time. Cumulative trauma injuries develop over time and are caused by repetitive physical or mental activities that happen over a long period. Cumulative trauma injuries can cause a disability or the need for medical care. According to a recent report, cumulative trauma claims have been on the rise in recent years. It shows how big an issue this has become, and if you are a worker, you may want to check if you are a victim of cumulative trauma. Some common examples of such injuries include: Carpal tunnel syndrome affects the nerves on the wrists and causes pain or numbness on your hand Tendonitis,...
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What You Need To Know About Temporary Disability Benefits
A person in a wheelchair, symbolizing Temporary Disability - Leep Tescher Helfman and Zanze
Temporary disability benefits are payments you get after you are injured at work, and your injuries prevent you from doing your job while recovering. Temporary disability pays up to two-thirds of the gross wages (pre-tax) that you lose while recuperating from your injuries. Under California law, you cannot receive more than the maximum weekly amount set at  $1,356.31. You are required to report to the claims administrator all the forms of income that you receive from work, including food, lodging, commissions, tips, overtime and bonuses. You should also report any earnings from work you did at other jobs when you got injured. When Do Temporary Disability Benefits Begin And End? It all rests with your physician. Temporary disability payments start when...
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Why Is It Important To Report A Workplace Injury Quickly?
Person holding wrist in pain, hand resting on computer keyboard symbolizing Workplace Injury - Leep Tescher Helfman and Zanze
If you get injured on the job, the general advice is to report it to your supervisor as soon as you can. If it’s severe enough that you need to go to the hospital, of course, they’re going to know anyway. But many injuries are not that severe. Less severe injuries require you to make sure your company knows what happened, and you want to file an official report even if you consider the accident to be obvious in nature. Why is it so important to do this? It can help you get the workers’ comp benefits that you deserve. What Does The Department Of Industrial Relations Say? In terms of timing, the branch of the California government known as...
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Choosing The Right Workers’ Compensation Attorney
A judge's gavel and scales of justice on a wooden table in a library - Leep Tescher Helfman and Zanze
If you are hurt on the job, it’s important for you to consider working with an attorney to help you with your claim. You may not be sure why you need one or if you do, which is why it’s a good idea to go over some information about making a claim. When you make a workers’ compensation claim, you have to meet specific deadlines or stand to lose your opportunity to make a claim at all. You may get an opportunity to choose medical professionals for the qualified medical evaluator’s examination if you work quickly enough, so you’ll want to investigate whom you’d like to examine you before you select them. On top of all this, you may be...
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What Happens When You Achieve Maximum Medical Improvement?
A doctor is using a tablet - Leep Tescher Helfman and Zanze
When you make a workers’ compensation claim in California, state rules determine what benefits you receive. Immediately after your injury or diagnosis with a work-acquired medical condition, you can count on medical benefits paying for your treatment. You will also potentially qualify for temporary disability benefits if you have restrictions on what work you can do or you can’t work at all during your recovery. However, the state will not necessarily authorize indefinite medical care or disability benefits if your condition does not continue to improve. If full recovery isn’t possible, then benefits will likely shrink or end when your condition stops improving. Eventually, the physician treating you will determine that you have reached your maximum medical improvement (MMI). What...
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Can You Get Workers’ Comp If Your Injured Spouse Passes Away?
A woman holding a rose, paying her respects at a funeral of her spouse - Leep Tescher Helfman and Zanze
If your spouse gets injured on the job, you know that workers’ compensation can pay for their lost wages, medical bills and things of this nature. The payments may not exactly equal what your spouse was earning, but they help you until he or she can return to work. But what if that will never happen? Say that the injury is so severe that your spouse passes away on the job. Now you have funeral expenses along with everything else and you will never have more earnings from that job. Can you still get workers’ comp benefits? Death Benefits Can Be Paid To A Worker’s Survivors The short answer is yes, that California workers’ compensation laws allow for death benefits, which can...
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California Bill Seeks To Protect Farmworkers From Wildfire Smoke
A dangerous wildfire looms over homes - Leep Tescher Helfman and Zanze
Those who work outdoors in California already have to deal with temperatures that regularly get into the 80s and 90s during the summer. That’s why California law details requirements for employers who have outdoor workforces. These requirements include things like the availability of fresh water and shade, sufficient rest breaks and training in how to spot signs of heat-related illness. Outdoor workers in parts of California where wildfires are burning face the additional danger of inhaling smoke and the toxic particles it may contain. Wildfire smoke can easily affect air quality miles away from the fires. The Farmworker Wildfire Smoke Protections Act That’s why California lawmakers have drafted a bill called the Farmworker Wildfire Smoke Protections Act. Farm and agricultural workers are...
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What Is A Continuous Trauma Workers’ Compensation Claim?
A person filing a claim for work-related injuries - Leep Tescher Helfman and Zanze
Common traumatic injuries occur because you tried to lift something that proved to be too heavy or because you got struck by a falling piece of equipment. There will be an obvious and unquestionable triggering event that results in a physical injury. A surprising number of people working in California think that only straightforward job injuries entitle someone to workers’ compensation benefits. However, California’s workers’ compensation insurance program clearly extends protection to those who acquire a medical condition because of their jobs. In other words, coverage does not just apply to a sudden traumatic injury but also injuries that result from continuous trauma. Workers all over the state may daily add a little bit to their risk of a workplace...
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If You Injure Your Back, Is It Easier To Injure It Again?
A man with back pain, highlighted spine - Leep Tescher Helfman and Zanze
Many injuries heal and end up just as strong and durable as they were before the injury occurred. If you break a bone, for instance, you will likely heal completely and not need to worry about it again. But what if you injure your back? This type of injury can put you out of work for a long time, and you may still feel nervous about reinjuring it after you do get back on the job. Is it more likely that this will happen a second time? It May Be, Though It Depends On The Injury All injuries are different. If you get hurt, you need to talk to your medical care provider, and they’ll be able to give you...
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What Benefits Can I Get Through Workers’ Compensation?
Image depicting workers compensation insurance, providing financial protection for employees injured on the job. - Leep Tescher Helfman and Zanze
If you suffer a workplace accident and are injured, you can claim against your employer’s worker’s compensation insurance. The same applies if you become ill due to your job or workplace. Insurers do not hand out money freely and may try to settle early to minimize what they pay you. Therefore, you need to understand the full range of cover you are entitled to receive to ensure you do not lose out. Your Right To Benefits After A Workplace Injury Or Illness Here are the five things that workers’ compensation insurance can cover: Medical care: Medical bills can soon mount up. They might not be a short-term cost either, as you may require medical treatment or medicines for years to come. Temporary disability...
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Can Your Employer Do More To Prevent Workplace Injuries?
Smiling professional man with clipboard in office - Leep Tescher Helfman and Zanze
A report published earlier this year by the Occupational Safety and Health Administration (OSHA) hinted at how workplace illnesses and injuries are predictable, and thus, also preventable. The federal agency cited various reporting requirements that both employers and workers can consult to find out more about the workplace in their industries, jobs and roles. This can be helpful when trying to justify how predictable injuries are. What Injury Risk Factors Do You Face In Your Job? OSHA has a publication called a “300 log.” That list compiles the many different professions that exist and includes the most common injuries workers face in each of those industries. The data included on that list comes from injury reports submitted to OSHA by employers. The...
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Can Workers’ Comp Help You Move To A New Career After An Injury?
Image depicting workers compensation insurance - Leep Tescher Helfman and Zanze
Workers often require convalescent leave after an injury on the job. Workers’ compensation insurance can protect injured workers by giving them disability benefits. These benefits will cover some of the workers’ missed wages when they are at home recovering. Unfortunately, even with good medical care available at no employee cost through workers’ compensation, not everyone hurt on the job fully recovers. Some employees can’t go back to the same job they did before, which means that they won’t be able to earn as much money as they did previously. How does the workers’ compensation system in California protect injured workers from the impact of decreased earning potential? There Are Supplemental Job Displacement Benefits To Help A Worker Find A New...
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Can You Refuse To Do Work That Seems Too Dangerous?
Workers on a construction site, outlined by the setting sun - Leep Tescher Helfman and Zanze
You know that there is always a chance that you could get injured at work. Even simple things, like changing a lightbulb or walking down the stairs, could lead to a serious accident. But what if your boss asks you to do something that really seems far too dangerous? You think it’s unwise to even try, as injury seems not just possible, but likely. Do you still have to do it? Or can you refuse? When Can You Turn Down A Job Your Boss Tells You To Do? The first thing you should do is tell your employer why you don’t want to do the task and why you think it’s too dangerous. They may be more than willing to take steps...
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Do Teens Have A Right To Workers’ Compensation?
Image of Teen age workers - Leep Tescher Helfman and Zanze
This is the time of year when teens across California start looking for summer jobs if they don’t already have one lined up. Many businesses of all kinds rely on teen employees and find many advantages to hiring them. Most teens are part-time workers, so businesses can save money by not having to provide the same benefits full-time employees are owed. They can fill the void left by salaried employees taking vacation time. They’re energetic, they typically learn fast and they’re willing to do just about any task – no matter menial. Teen Workers Need To Know Their Rights However, teen workers often aren’t aware of their rights in the workplace. They may not think to ask, and some employers...
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What If Your Job Injury Resurfaces After Closing Your Claim?
A man with a broken arm writing on a clipboard - Leep Tescher Helfman and Zanze
Scenario: You suffered an on-the-job back injury that required medical treatment and time away from work. You took all the proper steps and followed the California workers’ compensation regulations. Soon, your condition improved, and your claim was resolved. Unfortunately, a year later, your back injury resurfaces, and now you are suffering from pain and reduced mobility. What can you do? Reopen your claim? Open up a new case? Live with your work injury without seeking additional workers’ compensation benefits? Reopening A Claim May Be Possible When job injuries and disabilities resurface or worsen, you may be able to reopen your workers’ compensation claim. Injured workers in California have five years to reopen a claim. These five years start on the date...
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If A Worker Causes An Injury, Do They Lose Out On Workers’ Comp?
Desk-bound injured worker with wrist cast typing on laptop - Leep Tescher Helfman and Zanze
There is a popular saying that accidents happen. The idea is that people sometimes wind up in circumstances over which they have no control and for which they have no personal responsibility. While that may be true, many times the events that people refer to as accidents are clearly the fault of one person. Someone texting at the wheel and not watching the road around them could T-Bone another driver because they don’t notice the changing traffic signals. A chef working in a high-pressure kitchen environment could suffer a severe cut that they cause by moving their hands the wrong way while chopping. Someone in a factory could make a mistake while lifting that leads to a back injury or...
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* Making a false or fraudulent workers' compensation claim is a felony subject to up to 5 years in prison or a fine of up to $50,000 or double the value of the fraud, whichever is greater, or by both imprisonment and fine.
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