Accidents happen. In the workplace, injuries can range from minor cuts and bruises to severe, life-altering conditions. When you're hurt on the job, workers' compensation is a crucial safety net. But how are these benefits calculated? Understanding how workers' compensation payments are determined is essential to ensure you receive the support you deserve. This LTHZ Law guide will break down the key factors that influence your compensation and help you navigate the complexities of the system. What is Workers' Compensation? Workers' compensation is a state-mandated insurance program that provides financial and medical benefits to employees who suffer work-related injuries or illnesses. It's a no-fault system, meaning you don't have to prove that your employer was negligent to receive benefits. Purpose...
In this article, you can discover… The role of cumulative trauma in a workers’ comp claim. The statute of limitations for claims in California. Evidence needed to prove cumulative trauma. What Is A Cumulative Trauma Claim In Workers’ Compensation? A cumulative trauma claim is a claim that you have suffered an injury over the course of time as opposed to at a single moment in time. This could happen through repetitive stress injury due to repeating the same motion over the years, such as typing on a keyboard. Cumulative trauma’s beginning date is when you first started to work in the industry where the injury began, and its end date is when you left that industry or until the present....
In this article, you can discover… The role of a Medical Provider Network in workers’ comp. Your rights if you disagree with the MPN’s diagnosis. The steps to appeal an MPN decision. What Is A Medical Provider Network (MPN) In Worker’s Compensation? A Medical Provider Network (MPN) is a list of doctors that the injured worker is limited to choose from in a workers’ comp case. This could be a general practitioner or a specialist, and either a primary or secondary doctor. What Should I Do If I Need A Specialist Not Available Within The MPN? If the MPN does not have at least three doctors who specialize in the field you need, you may request the insurance company’s medical...
In this article, you can discover… The definition and purpose of a sub rosa video in a workers’ comp claim. Your rights related to sub rosa video taping. Your attorney’s role in handling matters related to sub rosa video evidence. What Is A Sub Rosa Video In Layman’s Terms? A Sub Rosa video is a type of surveillance video where an insurance company hires a private investigator to secretly—or sometimes openly—record an injured worker’s daily activities. The goal is to capture footage that might show the worker doing things that contradict their claims of being injured. These videos can range from simple activities like going to the gas station, grocery store, or hardware store, to more recreational outings like attending...
When it comes to filing for workers’ compensation after an injury or accident on the job, there are many decisions you will need to make. Some proactively, some implicitly. In this article, we will cover what you need to know to make those decisions in California, including: The deadlines for filing your workers' compensation claim in California. Why you do not need to worry about employer retaliation. How to choose your doctor, and what to tell them. How Long Do I Have To File A Workers' Compensation Claim In California? Injuries are not always obvious, nor is their extent or the extent of their consequences on your life. Because you might only realize these things later, it is important that...
Workplace accidents and injuries take many forms. Each one has a different set of causes, circumstances, and outcomes. But there is only one way to be sure you get the financial compensation you need to cover your costs and lost income: workers’ compensation. This article dives deep into what makes for a strong California workplace compensation claim and how to prove it, including: The elements you will need to prove to get workers’ compensation. The evidence needed to prove a workers’ compensation claim in California. How to handle a qualified medical evaluator form without making costly errors. In an ideal world, workers’ compensation insurance providers would take one look at the bill from your doctors and your salary and pay...
Workers’ compensation is an important but field of law that enables injured employees to obtain financial compensation for the harm they have suffered as part of their work. But these cases are rarely cut and dry; this article dives deeper into California’s workers’ compensation system, explaining: What happens when you are partially at fault for the injury you incurred in the workplace? Why you might not need to have been physically at your workplace when you are injured. What should you do if you believe you have a valid workers’ compensation claim? What Happens If I Am Partially At Fault For The Incident That Caused My Injury? Accidents and injuries tend to be complicated and messy. The circumstances leading to...
If you have ever suffered a workplace or work-related injury, you know the struggle of trying to get the compensation you deserve out of your employer and their insurance through California’s workers’ compensation system. This article covers the essentials every employee or worker ought to know about workers’ compensation in California, including: What insurance employers are required to carry, and when they can be called upon after a workplace injury. When an injury is considered work-related and thus eligible for workers’ compensation. Key examples to help you understand when your right to compensation applies. Are All Employers Required To Carry Workers' Compensation Insurance In California? No matter what your job is, it is always possible to be injured in the...
12 Reasons To Get A Lawyer On Your Side Do you really need an attorney to help you pursue workers’ compensation benefits? At Leep, Tescher, Helfman and Zanze in Redding, California, attorney Ben Helfman and his legal team certainly believe so. Here are 12 situations in which engaging the help of a lawyer can prove invaluable: Your employer tells you your injury isn’t covered by workers’ compensation. The insurance company denies your claim. Your current job made a pre-existing injury worse. You are currently receiving Social Security Disability benefits. You plan to use Medicare in the near future. You were laid off or fired immediately after your injury or accident. You don’t think you are getting all of the workers’ compensation...
If Your Claim Was Denied, Don’t Give Up If your workers’ compensation claim was denied, you’re not alone. More importantly, a denial doesn’t necessarily mean that your claim is invalid. The insurance companies have one goal: to keep as much money as possible. For this reason, they sometimes deny valid claims in the hopes that the injured individuals will simply give up. Don’t let them get away with it. Instead, consult a skilled workers’ compensation lawyer at Leep, Tescher, Helfman and Zanze for understanding counsel and vigorous representation. Attorney Ben Helfman is experienced in handling workers’ compensation issues in Redding, across Shasta County and throughout the surrounding areas of California. Additionally, he is a board-certified specialist, which means you can...
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* Making a false or fraudulent workers' compensation claim is a felony subject to up to 5 years in prison or a fine of up to $50,000 or double the value of the fraud, whichever is greater, or by both imprisonment and fine.
